# A short developmental history of the technology behind payables finance solutions

March 18, 2022

Read time: 15 min

Calculum has been published in Deutsche Bank "Payables Finance- A guide to working capital optimization and supply chain risk management 3rd edition". The guide goes over how sustainability performance metrics are creating lasting impact and outcomes, looking closely at how digital tools are transforming into techniques related to payables finance.

We were able to contribute to how the payables finance market has been flooded with technology platforms, driven by growing interest from leading corporates looking for ways to improve their working capital. Going into detail in Buyer-led platforms, Bank-led proprietary platforms, and how the increasing competition influenced platform innovations and refinements.

[_Source "Payables Finance- A guide to working capital optimization and supply chain risk management 3rd edition"._](https://cdn.prod.website-files.com/6009501ad877545a702ead80/623455fd504221193f68be3e_ea8a56ef-462f-45f3-a8cc-75f4440969b8.pdf)

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